The ZBA Financial Group's products and
services can help build and protect your
financial future.
PERSONAL FINANCIAL NEEDS

·
  Needs analysis
·   Life insurance
·   Disability insurance
·   Major Medical insurance
·   Estate analysis and conservation
·   Retirement plans
·   Annuities
·   IRA rollovers
·   Long term care insurance


BUSINESS PROTECTION

·
  Business succession plans
·   Key person life insurance
·   Executive bonus programs


EMPLOYEE BENEFITS

·
  Benefit communications
·   Group life, health, dental, and disability plans
·   Group health insurance with managed care
·   Employee pension, profit sharing, 401(k) plans
·   Salary allotment insurance
·   Pension plans
·   Business life and disability
·   Key executive plans


INSURANCE AND ANNUITIES

·
  Whole life insurance
·   Variable life insurance
·   Disability income insurance
·   Term insurance
·   Universal life insurance
·   Fixed and variable annuities


INVESTMENTS

·
  Mutual funds *
·   Money market funds *
·   Variable annuities *


*Security products offered through
Woodbury Financial Services by
Ed Zimmerman, Ron Bates, and Matt White

Security products are available only in the USA
in those states in which registered representatives are licensed.
The aforementioned material is a product service or listing and is not intended to be
an offer for the sale of securities.  Securities products are offered only by prospectus.

Securities offered by registered representatives Ronald W. Bates, E.A. Zimmerman,
CLU, ChFC, and Matthew G. White through
Woodbury Financial Services, member
NASD/SIPC
Supervisory Office:  
500 Bielenberg Drive, Woodbury, MN 55125